# Business funding cheat sheets

URL: https://cheapcheapwebsites.com/cheat-sheets/
Funding offered by Merchant Fund Express (https://merchantfundexpress.com/). Cheap Cheap Websites builds websites and does not lend.

- MCA refinance: https://cheapcheapwebsites.com/cheat-sheets/mca-refinance/ (MCA refinance cheat sheet: when refinancing an existing merchant cash advance helps, how payoff letters work, renewal vs refinance, and total payback math.)
- MCA consolidation and buyout: https://cheapcheapwebsites.com/cheat-sheets/mca-consolidation-and-buyout/ (MCA consolidation and buyout cheat sheet: combine several advance positions or buy one out, and compare total payback and positions, not the weekly payment.)
- Merchant cash advance: https://cheapcheapwebsites.com/cheat-sheets/merchant-cash-advance/ (Merchant cash advance cheat sheet: what an MCA is, how factor rates and holdbacks work, daily vs weekly payments, sizing at 0.5x to 1.5x monthly revenue.)
- Revenue-based financing: https://cheapcheapwebsites.com/cheat-sheets/revenue-based-financing/ (Revenue-based financing cheat sheet: how payments tied to revenue work, how it differs from a loan and an MCA, who it fits, and invoice-paid contractors.)
- Working capital: https://cheapcheapwebsites.com/cheat-sheets/working-capital/ (Working capital cheat sheet: loan uses, terms, requirements of about $17,500 a month, 6+ months and 600+ credit, plus working capital vs a line of credit.)
- Business line of credit: https://cheapcheapwebsites.com/cheat-sheets/business-line-of-credit/ (Business line of credit cheat sheet: how revolving draws work, unsecured lines, who qualifies (about $17,500 a month, 1+ year, 650+ credit) and costs.)
- Equipment financing: https://cheapcheapwebsites.com/cheat-sheets/equipment-financing/ (Equipment financing cheat sheet: buying, repairing or replacing equipment, terms matched to equipment life (60 months max at MFE), and Section 179 basics.)
- Invoice factoring and purchase-order funding: https://cheapcheapwebsites.com/cheat-sheets/invoice-factoring/ (Invoice factoring cheat sheet: how factoring and receivables financing work, construction factoring, and purchase-order and inventory funding for sellers.)
- SBA loans: https://cheapcheapwebsites.com/cheat-sheets/sba-loans/ (SBA loan cheat sheet: how 7(a), 504, Express and microloans work, how long they take, what lenders ask for, and fast options while you wait.)
- Bridge funding while you wait for an SBA loan: https://cheapcheapwebsites.com/cheat-sheets/sba-bridge-funding/ (Bridge funding cheat sheet for owners waiting on an SBA loan or denied one: sizing the gap, protecting the SBA file, and fast alternatives to compare.)
- Expansion and acquisition funding: https://cheapcheapwebsites.com/cheat-sheets/expansion-and-acquisition-funding/ (Cheat sheet for funding a second location, buildout, business purchase, marketing push or new hires: sizing, payback timing and what funders review.)
- Same-day business funding: https://cheapcheapwebsites.com/cheat-sheets/same-day-funding/ (Same-day funding cheat sheet: what makes a file fast, decision vs funding timing, emergency options, and why no honest funder promises speed.)
- Bad credit business funding: https://cheapcheapwebsites.com/cheat-sheets/bad-credit-funding/ (Bad credit funding cheat sheet: scores from 500 considered at MFE, why deposits and NSFs matter more, what no credit check really means, and traps.)
- Funding for new and young businesses: https://cheapcheapwebsites.com/cheat-sheets/startup-and-new-business-funding/ (Cheat sheet for new and young businesses: funding by months in business, grants vs loans, first-time borrower steps, and options before 3 months.)
- No-collateral and low-document funding: https://cheapcheapwebsites.com/cheat-sheets/no-collateral-funding/ (No-collateral funding cheat sheet: unsecured options, what no-doc and stated-income claims really mean, personal guarantees, and the documents still needed.)
- How much business funding you can get: https://cheapcheapwebsites.com/cheat-sheets/funding-amounts/ (Funding amounts cheat sheet: the $10K to $750K ladder with the monthly revenue each amount usually needs, the 0.5x to 1.5x sizing rule, and caveats.)
- Large business funding ($500K to $5M): https://cheapcheapwebsites.com/cheat-sheets/large-business-funding/ (Cheat sheet for $500K to $5M business funding: revenue guidelines, extra documents, sizing math, large equipment and how bigger files are reviewed.)
- Alternatives to online lenders and bank loans: https://cheapcheapwebsites.com/cheat-sheets/lender-alternatives/ (Cheat sheet comparing fintech lenders, platform advances, private lenders and banks, with a checklist for reading any business funding offer side by side.)
- Business funding requirements: https://cheapcheapwebsites.com/cheat-sheets/qualify-and-requirements/ (Cheat sheet on business funding requirements: credit score, monthly revenue, time in business, documents and first-time application steps by funding type.)
- Funding costs, factor rates and rates: https://cheapcheapwebsites.com/cheat-sheets/funding-costs/ (Cheat sheet on business funding costs: factor rate vs interest rate vs APR, total payback math, a calculator walkthrough and a plain glossary of terms.)
- Funding for payroll, taxes, rent and slow seasons: https://cheapcheapwebsites.com/cheat-sheets/cash-flow-gap-funding/ (Cheat sheet on funding payroll, taxes, rent and slow seasons: which product fits, sizing the gap, repayment math, and when borrowing makes things worse.)
- Restaurant and food business funding: https://cheapcheapwebsites.com/cheat-sheets/restaurant-funding/ (Cheat sheet for restaurants, food trucks, catering, breweries and bars: funding options, equipment repair, slow seasons, card-sales sizing and costly mistakes.)
- Construction and contractor funding: https://cheapcheapwebsites.com/cheat-sheets/construction-contractor-funding/ (Cheat sheet for contractors: roofing, concrete, HVAC, plumbing, electrical, solar and more. Progress billing, factoring, equipment and restricted job types.)
- Healthcare practice funding: https://cheapcheapwebsites.com/cheat-sheets/healthcare-practice-funding/ (Cheat sheet for medical, dental, chiropractic, PT, urgent care, optometry, vet, home health, pharmacy and med spa funding: reimbursement lag and equipment.)
- Auto repair, dealer and towing funding: https://cheapcheapwebsites.com/cheat-sheets/auto-business-funding/ (Auto repair, body shop, tire shop, car wash, dealer and towing funding in one sheet: amounts, guidelines, equipment terms, documents and traps.)
- Trucking and transportation funding: https://cheapcheapwebsites.com/cheat-sheets/trucking-transportation-funding/ (Trucking, transportation and moving company funding: fuel, repairs, factoring freight bills, guidelines, documents, and why many funders restrict long-haul.)
- Retail and ecommerce funding: https://cheapcheapwebsites.com/cheat-sheets/retail-ecommerce-funding/ (Retail store, ecommerce, convenience, liquor store, gas station, franchise and wholesale funding: inventory before peak season, guidelines and documents.)
- Salon, spa, fitness and personal services funding: https://cheapcheapwebsites.com/cheat-sheets/personal-services-funding/ (Funding for salons, barbershops, nail salons, spas, tattoo shops, pet grooming, dry cleaners, laundromats, gyms and studios: numbers, docs and traps.)
- Professional and service business funding: https://cheapcheapwebsites.com/cheat-sheets/professional-services-funding/ (Funding for law firms, accounting, IT/MSP, agencies, staffing, security, cleaning, daycares, hotels and more: factoring, lines of credit, guidelines.)
- Manufacturing, wholesale and agriculture funding: https://cheapcheapwebsites.com/cheat-sheets/manufacturing-wholesale-funding/ (Funding for manufacturers, machine shops, wholesale distributors, agriculture and government contractors: purchase orders, equipment and receivables.)
- Local business funding by city and state: https://cheapcheapwebsites.com/cheat-sheets/local-business-funding/ (Searching business loans in your city? Funding is reviewed online nationwide. What local factors matter and how to compare local banks with online funding.)