# Startup Cost Calculator

Add your one-time opening costs and your monthly costs, choose how many months of expenses to cover before revenue is steady, and the calculator.

Source page: https://cheapcheapwebsites.com/small-business-guides/tools/startup-cost-calculator/
Updated: October 6, 2026

Add your one-time opening costs and your monthly costs, choose how many months of expenses to cover before revenue is steady, and the calculator totals what you need to open. Use your own quotes, not averages.

## Use the tool

Registration and licenses ($)Equipment ($)Build-out, deposits, setup ($)Initial inventory and supplies ($)Logo, website, signage ($)Other one-time ($)Monthly costs ($/month)Months to coverCalculateEnter your own numbers and press Calculate.No email needed. Numbers stay in your browser.

## How it works

Formula: total = one-time costs + (monthly costs × months to cover).

- One-time costs are paid once to open.
- Monthly costs repeat: rent, insurance, software, phone, fuel, supplies, website care.
- Months to cover is your own cushion until revenue is steady. Choose it yourself.

## Common questions

### Where do I get the numbers?

From written quotes, official fee pages and your own research. We do not supply averages.

## Sources

- SBA: Calculate your startup costs: https://www.sba.gov/business-guide/plan-your-business/calculate-your-startup-costs

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