Business Funding Cheat Sheets

The short answer

Each cheat sheet sums up one funding topic: typical amounts, what funders look at, documents, speed, cost structure and common mistakes. Merchant Fund Express reviews requests from $5,000 to $5,000,000, and scores from 500 are considered. Pick the sheet that matches what you need the money for.

Funding products

Merchant cash advance Revenue-based financing Working capital Business line of credit Equipment financing Invoice factoring and purchase-order funding SBA loans Bridge funding while you wait for an SBA loan

Already have an advance

MCA refinance MCA consolidation and buyout

Qualifying, cost and amounts

Business funding requirements Funding costs, factor rates and rates How much business funding you can get Large business funding ($500K to $5M)Bad credit business funding No-collateral and low-document funding Funding for new and young businesses Alternatives to online lenders and bank loans

By situation

Same-day business funding Funding for payroll, taxes, rent and slow seasons Expansion and acquisition funding Local business funding by city and state

By industry

Restaurant and food business funding Construction and contractor funding Healthcare practice funding Auto repair, dealer and towing funding Trucking and transportation funding Retail and ecommerce funding Salon, spa, fitness and personal services funding Professional and service business funding Manufacturing, wholesale and agriculture funding

Funding brings customers. Is your website ready for them?

Funding usually pays for growth: more stock, staff, equipment or marketing. Make sure the customers that growth brings find a website that explains what you do and makes it easy to call, book or buy. Cheap Cheap Websites builds professional sites from $399, with Website Care at $30/month.

See website plans See example websites

Websites from$399one-time, plus Website Care $30/month. Built for you, words included, se habla español.

Cheap Cheap Websites builds websites. It does not lend or make funding decisions. Funding is offered by our funding partner, Merchant Fund Express, and every request is subject to its review and approval. Updated October 16, 2026.

Frequently asked questions

Who provides the funding?

Merchant Fund Express, our funding partner, reviews every request and makes all funding decisions. Cheap Cheap Websites builds websites and does not lend.

How much can a business get?

Merchant Fund Express reviews requests from $5,000 to $5,000,000. The amount depends mostly on monthly deposits, time in business and existing payments.

What credit score is needed?

Scores from 500 are considered, and stronger credit usually means better offers. Lines of credit and term-style products usually need higher scores.

What happened to the old Quick Biz Capital funding pages?

They were retired. Each old page now points to the cheat sheet that covers the same topic, so the answers stay in one current place.